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A Team of Deeply Committed Professionals

At Triad Financial Strategies, our relationship with you is paramount and why we come to work each day. We work hard to create a long-term partnership based on open communication and education - our goal is to become your trusted advisor as you plan for your financial future.

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Tait Lane, Founder Photo
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Tait Lane, Founder

President and Wealth Advisor

Tait Lane, Founder

President and Wealth Advisor

P: (425) 392-2200 or (253) 272-7058

E: Tait@triad-fs.com

Schedule a meeting with Tait


Tait is the founder of Triad Financial Strategies and is responsible for much of the innovation behind the team’s service-oriented approach. He works closely with clients to help them achieve financial independence through ongoing financial planning and tactical active asset management. His responsibility also lies in ensuring that Triad maintains it’s cutting advantage around technology, systems and processes and maintaining our best in class service. 

As a wealth advisor, Tait believes that with financial planning comes clarity. By taking a holistic approach to his client’s finances, he’s able to better advise and serve them. Tait’s desire to be a fiduciary advisor continues to be his primary focus so that he and the team can serve our clients in the manner that they desire and need. 

A graduate of Seattle Pacific University, Tait worked for Principal Financial until 2010 when he started Triad Financial Strategies. He and Randy Kim created Triad Investment Management (the RIA portion of the firm) in 2019 in order to keep clients on track with their financial goals and help see them through the finish line. 

Tait serves on multiple boards locally for non-profits and within his local church. He’s passionate about his community and contributing to the area in which he lives and works. Married to Sunday and a father of five, Tait enjoys skiing, hiking, spending time with his family in their RV and experiencing the outstanding opportunities the PNW has to offer.

2021 Five Star Wealth Managers, Tait Lane, Randall Kim, Scott Livingston

Randall (Randy) W. Kim, ChFC®, AIF® Photo
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Randall (Randy) W. Kim, ChFC®, AIF®

Chief Compliance Officer & Wealth Advisor

Randall (Randy) W. Kim, ChFC®, AIF®

Chief Compliance Officer & Wealth Advisor

P: (425) 289-3450

e: rANDY@TRIAD-FS.COM

Schedule a meeting with Randy


As a Wealth Advisor, Randy receives the greatest satisfaction when client dreams become a reality. Randy finds when people have a comprehensive financial plan, they make more impactful and prudent investment decisions. He is committed to the fiduciary standards of always putting client needs and interests first. As such, he takes pride in his ability to ascertain his clients’ deepest values so he can better meet their unique financial objectives.

Randy is also the Chief Compliance Officer at Triad Financial Strategies. When he is not in client discussions reviewing their financial plans and portfolios, you can find him monitoring how the firm protects client privacy and personal information and advocating on behalf of the firm’s clients and advisors with the various regulatory agencies.

Randy is an alumnus of Boise State University, where he studied marketing and finance. He obtained his Chartered Financial Consultant® (ChFC®) and Chartered Life Underwriter® (CLU®) designations from The American College in 1987. He earned his Accredited Investment Fiduciary Designation ® (AIF®) in 2010. He managed financial planners and investment professionals with two international financial firms for nearly three decades before establishing his own independent firm in 2005.

Born in Hawaii, Randy (aka “Pineapple”) was raised in Boise, Idaho and spent six years in New Mexico prior to settling in the Puget Sound area in 1992. Active in the community coaching youth soccer for over a decade, Randy enjoys playing competitive soccer, skiing, snowboarding, hiking and fly fishing. He and his wife currently reside in Carnation, Washington.

2021 Five Star Wealth Managers, Tait Lane, Randall Kim, Scott Livingston

Scott Livingston, CFP® Photo
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Scott Livingston, CFP®

Wealth Advisor


Scott believes that having a financial plan and wealth management program through a trusted advisor is the key to achieving financial security and peace of mind now and for a lifetime.

"I operate with three guiding principles: First, I want to reduce the complexity of my client's financial landscape and make it simple to understand. That way, they'll be confident in making informed decisions that in their best interests.

Second, I want my clients to enjoy the confidence in having a fiduciary on their team who truly understands their situation, knows what to do to help them now and in the future.

And finally, I want my clients to enjoy collaborating with our financial planning and wealth management team. Our team allows them to recapture the priceless gift of time for themselves, their family, and to pursue their community aspirations."

A native to the Pacific Northwest, Scott's interests include spending time outdoors, road cycling, water skiing, snow skiing, and traveling the world with his wife, Susun. They donate their time and treasure helping the elderly maintain their independence and dignity in their homes, to the Rivkin Center for Ovarian Cancer Research, Social Venture Partners, Child Haven, Children's Hospital, and ALS.

2021 Five Star Wealth Managers, Tait Lane, Randall Kim, Scott Livingston

Joe Cilley, CFP® Photo
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Joe Cilley, CFP®

Wealth Advisor

Joe Cilley, CFP®

Wealth Advisor

P: (253) 272-7058

E: joe@triad-fs.com

Schedule a meeting with Joe


As a wealth advisor, Joe connects with clients to discuss their life, goals and the details of their current financial strategies. His approach to planning is flexible, thoughtful and considerate and he enjoys identifying potential considerations or issues that could arise, as well as alterations to consider to make what they intend more dependable. 

A graduate of Pacific Lutheran University and Northwest Nazarene University, Joe began his financial career with Key Bank in 1998. He went on to work alongside a CERTIFIED FINANCIAL PLANNER™ professional at BECU for three years and then worked directly with clients as a financial advisor for nine years. He spent eight years with US Bancorp Investments before joining Triad Financial Strategies in 2019. A lifelong learner, Joe has obtained his Series 7 and 66 licenses, as well as Life and Disability Insurance.  

Outside of the office, Joe enjoys spending time with his family. Together, they travel all over the northwest in their camping trailer exploring what the area has to offer. Joe also likes riding his bicycle and participating in fundraisers and events including those for Mary Bridge Children's Hospital and the Seattle to Portland (STP) ride. He spends time volunteering for various local organizations such as GK Band Booster, Vivace! Choral Program and the Graham Hill Mutual Water Company. These are programs that his children enjoy and it’s wonderful to be a part of what they love.

Lincoln Kopetski, CFP® Photo
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Lincoln Kopetski, CFP®

Wealth Advisor

Lincoln Kopetski, CFP®

Wealth Advisor

P: (253) 272-7058

E: lincoln@triad-fs.com

Schedule a meeting with Lincoln


Lincoln is a wealth advisor with Triad Financial Strategies and in his role takes the time to get to know his clients and what is most important to them. He helps design and implement strategies for their short- and long-term goals, as well as guiding them through the financial planning process. Additionally, he leverages wealth management tools and technologies to help manage client resources. 

Prior to joining TFS in 2019, Lincoln worked as a financial advisor for Edward Jones, Bank of America/Merrill Lynch and US Bancorp Investments. He has been in the financial services industry for over 20 years and has a bachelor’s degree in business finance from the University of Phoenix. 

Lincoln received his CERTIFIED FINANCIAL PLANNER™ (CFP®) designation in 2014 and is also Series 7 licensed, in addition to being Life, Health and Disability Insurance licensed. He is very proud of the community he works and lives in and often volunteers at the St. Francis House in Puyallup, Washington. Lincoln is also Vice Commodore with Northwest Fishing Partners - an organization that provides fishing and hunting opportunities for first responders and military veterans. 

With deep roots in Eastern Oregon, Lincoln and his wife are raising their children in Puyallup and enjoy all of the great things the Pacific Northwest has to offer. They love good food, experiencing new restaurants and trying microbreweries. As a family, they enjoy traveling, camping, fishing and being in the water with their kayaks, paddleboards and boat.

Max Baer, CFP®, AAMS® Photo
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Max Baer, CFP®, AAMS®

Associate Wealth Advisor

Max Baer, CFP®, AAMS®

Associate Wealth Advisor

p: (425) 392-2200

e: mAX@TRIAD-FS.COM

Schedule a meeting with Max


Max, a CERTIFIED FINANCIAL PLANNER™ (CFP), prides himself on his holistic financial planning process. He works to ensure his clients are getting the most out of their relationship with Triad and to provide fact-based financial help. Max enjoys working through complex issues with clients, monitoring their progress, and accompanying them through major life transitions. He seeks to understand his client’s priorities, translating these goals into a financial framework that meets their needs.

Prior to joining Triad, Max worked as a Financial Consultant at Charles Schwab where he collaborated with his clients to find creative solutions to their financial questions. Acting as a thought partner, he guided his clients through the many "twists and turns" of life and the stock market.

In his free time, Max enjoys roaming the Washington wilderness in his Jeep and snowboarding with his family on Crystal Mountain. He and his girlfriend Alex are proud parents of a yellow lab named Remington who loves to explore the local parks and trails. Max is also an avid Washington State University football fan and spent his years at WSU serving as their mascot, Butch T. Cougar!

Peg Keough, AIF® Photo
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Peg Keough, AIF®

Wealth Advisor

Peg Keough, AIF®

Wealth Advisor


As a wealth advisor, Peg believes that education is a game-changer in many people’s lives. She strives to help families approach college planning with an understanding of the process so they can make prudent financial decisions while at the same time sending their child to a great college without unnecessary stress.

Having experienced the college preparation process with her own children, Peg understands the complexities involved. She strives to educate parents so they are informed consumers and can set expectations for their children around college affordability for their family.

Peg received her Bachelor’s degree from Cornell University and her graduate degree from Indiana Univerity. She has vast experience within the financial services industry and proudly joined the Triad Financial Strategies team in 2019. A true advocate for education, Peg is a part of the National College Advocacy Group (NCAG), Higher Education Consultants Association (HECA), Pacific Northwest Association of College Admission Counselors (PNACAC), and Seattle Area College Counselors (SACC).

Outside of the office, Peg enjoys spending time with her family and their dog, Cormac. She likes to practice yoga, meditation and travels often. Peg is passionate about her community and volunteers as a Stephen Minister, walking alongside those who are in crisis and providing a safe space to share and be heard.

Cherise Glass Photo
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Cherise Glass

Director of Operations

Cherise Glass

Director of Operations

P: (425) 392-2200

E: cherise@triad-fs.com


Cherise comes to us with over 20 years of experience in the financial services industry having previously worked for Edward Jones and Raymond James. Cherise believes strongly in extraordinary client service and knows this can only be achieved if our infrastructure runs seamlessly for our clients and consistently focuses on improvement.

She is happily married to Craig and has a 14-year-old son named Trevon. When she is not in the office she enjoys working with her dogs, and either wake surfing or snowboarding.

Renee Wirth Photo
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Renee Wirth

Registered Associate

Renee Wirth

Registered Associate

P: (253) 272-7058

E: Renee@triad-fs.com


As a valued member of the Triad Financial Strategies team, Renee handles estate distributions and all things involving annuities and life insurance. She also processes trades and handles general client servicing. Renee has enjoyed building relationships with clients over the years and it’s important to her to be a source of information and comfort when they are experiencing difficult times. She also tries to impress on people that it’s never too late to start planning for retirement.

With an associate’s degree from Tacoma Community College, Renee has tremendous experience in the financial services industry. This includes having worked for 13 years with R.W. Smith, 8 years with Jan Bird & Associates and 3 years with Triad Financial Strategies. A lifelong learner, she has obtained her Series 7 and 63 licenses as well as Life and Disability Insurance.

Outside of work, Renee and her husband love to hike, camp and explore the Pacific Northwest. They have 3 grown children and several grandchildren and are grateful that they all live nearby in the greater Seattle area.

Katie Adams Photo
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Katie Adams

Director of First Impressions - Issaquah

Katie Adams

Director of First Impressions - Issaquah

P: (425) 392-2200

E: Katie@triad-fs.com


Helping others is Katie’s life passion. As the Director of First Impressions at the Issaquah office, she takes time to get to know each of her clients and help them as they experience different financial seasons.

With over 9 years of experience in the financial services industry, Katie worked for Bank of America and PATH Wealth Management, before joining Triad Financial Strategies. Her passion for serving others shines through the impact she makes with each and every client and she feels every interaction should be meaningful and stress-free.

In her free time, Katie and 4 kids, enjoy traveling with AAU basketball, hiking, camping, exercising, cooking, listening to music and spending time outdoors. They also volunteer at their church and often relax by watching movies or playing games as a family.

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Shawn Ratzi

Relationship Manager

Shawn Ratzi

Relationship Manager

p: (425) 392-2200

e: sHAWN@TRIAD-FS.COM


Shawn is the relationship manager at Triad Financial Strategies and truly enjoys helping clients create a visual picture of what their dream retirement looks like. She assists advisors in putting client plans into action and her responsibilities are concentrated on building and maintaining client relationships. Her enthusiasm for her work ensures that our clients always have a positive experience.

Upon graduating from the University of Washington with a bachelor’s degree in sociology, Shawn began working as a sales assistant at a large brokerage firm. She took a short break to raise her children and once they started school she started teaching preschool for the next 10 years. Shortly after, Shawn went to work for an advisory firm and quickly realized her passion for working with advisors who focus on their client’s entire financial pictures.

Outside of work, Shawn enjoys running, hiking and gardening. She and her husband also like to go camping, finding new trails to hike and bodies of water to play in with their very energetic new puppy.

Anne Kim Photo
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Anne Kim

Client Services

Anne Kim

Client Services

P: (425) 392-2200

E: Anne@triad-fs.com


Providing memorable customer service is Anne’s specialty, as she truly feels a passion for helping people understand their complete financial picture. As Operations Associate, Anne’s primary focus is the administrative and client support for the firm’s financial planning and investment advisory practice. Additionally, she is actively involved in coordinating the Continuing Professional Education Program for CPA professionals conducted by PATH.

Originally from Detroit, Michigan, Anne relocated to the Puget Sound area in 1989. She loves spending time with her husband, three daughters and seven grandchildren. She enjoys music and is passionate about nutrition, cooking and exercise.

Ethan Strangeway Photo
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Ethan Strangeway

Operations Associate


Ethan Strangeway

Operations Associate

P: (425) 392-2200

E: ethan@triad-fs.com

Ethan comes to us from Nationwide where he helped manage client’s retirement portfolios. He is finishing his Bachelor's in Business Administration with a Major in Finance this May from the University of Wisconsin-Whitewater.  He grew up in a city in Indiana where the average household income is well below the poverty line at around $18,000 per year and saw firsthand how important a sound financial plan can be. Helping people to achieve financial freedom that lasts across generations is just one way he hopes to be able to make a lasting impact in the lives of others. 

He just recently moved to Washington from Arizona with his wife Hannah and two German Shepherds, Stryker and Stella. He enjoys fishing and hiking and is excited to get familiar with the area. 

Susun Livingston Photo
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Susun Livingston

Operations Associate

Susun Livingston

Operations Associate

p: (425) 392-2200

e: sUSUN@TRIAD-FS.COM


With over 17 years experience with Microsoft and multiple other high-tech companies, Susun has always had an interest in financial planning and decided to join the firm in 2019. Her primary responsibilities include project management, client services, and business operations.

Susun is passionate about exceeding clients’ expectations and works diligently to coordinate all areas of the firms clients’ financial lives. When not helping clients and trying to keep up with Scott, Susun enjoys traveling, exploring the natural beauty of the Pacific Northwest both in the sun and on the snow.

Carolyn Hunter Photo
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Carolyn Hunter

Accounting Specialist

Carolyn Hunter

Accounting Specialist


With over 30 years of experience in the accounting field, Carolyn helps assist with payroll, bookkeeping and invoicing for Triad. She is a Certified QuickBooks ProAdvisor and is dedicated to helping manage our financial well-being and receives great satisfaction from producing clean and organized accounting.

Carolyn enjoys Jeeping in the mountains with her husband, spending time with her family and being a grandma!

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